Tim Walker

Summer is approaching and so are family vacations. One question we often get is- "Is my rental car covered under my car insurance?" The short answer is yes- you are covered for the same amount of coverage that you carry on your vehicles with State Farm- if all of your vehicles are insured with State Farm. One thing that is not covered, however, is called loss of use. This is when your rental vehicle is out of commission, let's say because of an accident, and the rental company loses out on rental fees for the number of days that the car is in the shop being repaired. Those rental fees that they are losing out on by not being able to rent it out, are called Loss of Use- and are not covered under your policy. So, we suggest taking out a rider if they have one, to cover this loss if it would occur during your rental. If you are driving your own car during your family vacation, remember your Emergency Roadside Coverage (if you have it on your policy- and most do) has a lot of great benefits if you find yourself stuck alongside of the road with a flat tire, out of gas, car won't start, or even locked out of your car! Have safe and happy travels this summer!

We also have an office located in Eldora that is staffed Mondays 8a-10a or by appointment.

University of Northern Iowa- Education Major

Marshalltown Community College-AA Degree

Youth Athletics Coach

Over 30 Years of previous Claims Experience

Married over 30 Years and Proud Father of 3 and Grandpa of 2